A Secure Retirement. A Protected Legacy. A Confident Future.
YWAIT helps individuals, families, and businesses protect what they've built — through coordination of retirement planning, estate planning, and insurance solutions.
From growing assets and securing income, to protecting what matters most — we serve everyday hardworking people.
Employers who already offer benefits but have nobody coordinating them for their people — and owners who need their own exit, key-person, and estate strategy handled. 15 employees to 1,000+.
Meet Your Retirement Concierge™ →Ages 18–95 who want clarity on retirement, estate planning, and financial protection. Built for professionals, homeowners, and parents who don't want to leave their family's future to chance.
Organizations and their members navigating pension maximization, Social Security strategy, and making sure their benefits last a lifetime. We speak union — and we have your back.
Will your income last as long as you do? Most people don't realize how fast money disappears once the paychecks stop. We show you exactly where you stand — and what to fix.
Either YOUR plan or the GOVERNMENT'S plan. Protect your family from probate, confusion, and court delays — with attorney approved documents, a choice of two flat-fee packages, and personal guidance every step of the way.
The right type. The right amount. No confusion. No pressure. Most people have the wrong type, the wrong amount, or no plan at all. Let's fix that.
Your company offers benefits. Nobody sits down with your people to explain how any of it actually works — or connects it to their old 401(k)s, their pension, their insurance, and their estate plan. We embed inside your company on a flat monthly retainer and become the one person every employee can call. Year-round, not just at open enrollment.
Flat monthly retainer, billed per company and not per employee. Unlimited sessions, month-to-month — cancel anytime. Rates are quoted on the strategy call. Coordination and coaching only: this is not investment advice, securities management, or ERISA fiduciary service. Products (trusts, insurance, annuities) are separate and placed only when an employee asks.
One flat fee either way — no annual fee, no hourly billing, no per-document charge later. Most families choose the trust. The will package exists because not everyone needs one, and we would rather tell you that than sell you the bigger number.
Option A
Choose this if you own a home, own property in more than one state, have a blended family, a minor or special-needs beneficiary, or you simply do not want your family in probate court. A funded trust keeps your estate out of probate.
Everything in the will package, plus the Revocable Living Trust and the Certificate of Trust — the two documents that do the probate avoiding.
Option B
Choose this if your estate is straightforward, you do not own real estate, and what you need most is a will plus someone named to make your medical and financial decisions if you cannot.
The same document set, without the trust — so a will is administered through probate. We will tell you plainly if we think you need the trust instead.
One flat payment. No renewal charge, no hourly billing, nothing that shows up again next year to keep your documents in force.
Life changes — a marriage, a birth, a move, a new account. Update your documents as often as you need, for as long as your account is open, at no additional charge.
Your documents, your funding status and your instructions in one place online — and you can give the people you choose read-only access, so they are not hunting through a filing cabinet if you are incapacitated or gone.
Retitling accounts and correcting the beneficiary designations that override a will anyway. It is the step most plans skip. We treat it as part of the job, not an upsell.
YWAIT is not a law firm and does not practice law or provide legal advice. Estate planning documents are attorney approved and provided through a separate professional partnership; they are available in all 50 states. No attorney-client relationship is formed with YWAIT. A will is administered through probate; a revocable living trust avoids probate only to the extent it is properly funded. Fees shown are flat and quoted before you engage us. Full terms, including cancellation and refunds, are in our Terms & Conditions.
At YWAIT, we believe everyone deserves a confident financial future — not just the wealthy. Everyday people deserve clear, straightforward guidance from someone actually in their corner. No jargon. No pressure.
Your money, family, and future are connected. We help you make decisions that work together — not against each other.
You get clear numbers, simple explanations, and transparent options. You choose the path — not the other way around.
We cut the noise and focus on what actually matters: protecting your income, your family, and your legacy.
I'm an estate planner, retirement strategist, and licensed insurance advisor — but at my core, I'm someone who helps people finally feel in control of their money, their future, and the legacy they're building.
I created YWAIT because too many people wait — wait for clarity, wait for “someday,” wait for things to get easier. My mission is to remove the confusion, simplify the decisions, and give you a plan you feel confident about.
We learn about your goals, your situation, and what matters most. No forms. No pressure. Just a real conversation.
We build your personalized plan — retirement timeline, estate strategy, insurance coverage — all in one picture.
Choose your next steps. We guide you through everything, start to finish, handling the details so you don't have to.
Ongoing reviews, tune-ups, and guidance so you're never doing this alone — because your life changes, and your plan should too.
YWAIT helps individuals, families, and businesses protect what they've built — through coordination of retirement planning, estate planning, and insurance solutions.
Business Owner Strategy Session · Retirement Review · Estate Planning · Insurance Solutions
